UPMA offers a range of Gold and Silver leasing options, including the popular Goldback® lease. Members may lease out their precious metal holdings directly on the UPMA account portal. For Gold and Silver leases, members can receive up to a 2% annual return, payable monthly denominated in the same currency as the lease. Goldback® leases generally pay between 2% and 3.5%, depending upon the amount leased, payable in Goldbacks®.

The lease agreement provides for an annually renewable, one-year term. Gold and Silver U.S. coin leases may be terminated by the Lessor mid-term upon the payment of an Early Termination Fee. Goldback® leases may be similarly terminated upon 60-day advance notice, without the assessment of such a fee.

Normally, the objective of holding precious metals is the preservation of purchasing power. These leases not only allow members to protect against the ravages of inflation, but also earn a competitive return and avoid vaulting and insurance carrying costs at the same time.