Gold coins purchased through your UPMA membership at Alpine Gold have a premium of a 6 - 12% above spot based on the market dynamics. Silver coins often run a higher premium due to shortages in the physical market and are subject to change based on market demand. Goldbacks command a premium of 75 - 100% above spot to cover manufacturing and distribution costs. To see current prices, just go to either the upma.org or alpinegold.com home pages. These prices are also available within each members account portal. Any coins or Goldbacks, when purchased and vaulted through UPMA, can be sold back to the membership for the same price at which UPMA is selling to the membership on any given day up to $10,000 during a 30 day rolling time window. In other words there is no buy/sell spread on those metals purchased and held with UPMA.

UPMA assesses its members fees to cover the cost of vaulting, insurance and member dues. Vaulted Gold Dollar accounts having a balance between one and 500 Gold Dollars (ten Gold ounces) are assessed a monthly fee of five basis points (0.05%). This would equate to $1.00 for a one ounce Gold coin at a $2,000/ounce exchange rate. For balances in excess of 500 Gold Dollars, the monthly fee drops to two basis points per month (0.02%), e.g., $0.40/month per ounce, assuming a $2,000/ounce exchange rate. A balance of less than one Gold Dollar is not assessed any fees, nor are fees assessed on leased Gold Dollars.

Vaulted Silver Dollar accounts carry a monthly fee of five basis points (0.05%). Using an exchange rate of $40/ounce, this would equate to a fee of $0.02/month per ounce. An account balance of less than one Silver Dollar, as well as leased Silver Dollars, are not assessed any fees.

For Goldback® accounts, Goldback Inc. covers all applicable vaulting, insurance and membership dues, at no cost to the member.

* Dollar Value of Account

Estimated MonthLy Cost (in u.s dollars)

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